注：１北京公积金贷款最高额度为80万元人民币左右；
２对已贷款购买一套住房但人均面积低于当地平均水平，再申请购买第二套普通自住房的居民，
比照执行首次贷款购买普通自住房的优惠政策。
| 年限 | 1-5年 | 5-30年 |
|---|---|---|
| 2005.1.1前 | 3.60% | 4.05% |
| 2005.1.1-3.16 | 3.78% | 4.23% |
| 2005.3.17-2006.5.7 | 3.96% | 4.41% |
| 2006.5.8后 | 4.14% | 4.59% |
| 2007.3.18后 | 4.32% | 4.77% |
| 2007.5.19后 | 4.41% | 4.86% |
| 2007.7.21后 | 4.50% | 4.95% |
| 2007.8.22后 | 4.59% | 5.04% |
| 2007.9.15后 | 5.04% | 5.22% |
| 2007.9.16后 | 4.59% | 5.13% |
| 2008.10.09后 | 4.32% | 4.86% |
| 2008.11.27后 | 3.51% | 4.05% |
| 2008.12.23后 | 3.33% | 3.87% |
| 年限 | 1-5年 | 5-30年 |
|---|---|---|
| 2006.4.28后下限 | 5.51% | 5.75% |
| 2006.4.28后上限 | 6.12% | 6.39% |
| 2006.8.19后下限 | 5.51% | 5.81% |
| 2006.8.19后上限 | 6.48% | 6.84% |
| 2007.3.18后下限 | 5.74% | 6.04% |
| 2007.3.18后上限 | 6.75% | 7.11% |
| 2007.5.19后 | 6.93% | 7.20% |
| 2007.7.21后 | 7.20% | 7.38% |
| 2007.8.22后 | 7.38% | 7.56% |
| 2007.9.15后 | 7.56% | 7.83% |
| 2007.12.21后基准 | 7.74% | 7.83% |
| 2007.12.21后上限 | 8.51% | 8.61% |
| 2007.12.21后下限 | 6.579% | 6.65% |
| 2008.09.16后基准 | 7.56% | 7.74% |
| 2008.09.16后上限 | 8.32% | 8.51% |
| 2008.09.16后下限 | 6.426% | 6.579% |
| 2008.10.09后基准 | 7.29% | 7.47% |
| 2008.10.09后上限 | 8.02% | 8.22% |
| 2008.10.09后下限 | 6.20% | 6.35% |
| 2008.10.27后基准 | 7.29% | 7.47% |
| 2008.10.27后上限 | 8.02% | 8.22% |
| 2008.10.27后下限 | 5.10% | 5.23% |
| 2008.10.30后基准 | 7.02% | 7.20% |
| 2008.10.30后上限 | 7.72% | 7.92% |
| 2008.10.30后下限 | 4.91% | 5.04% |
| 2008.11.27后基准 | 5.94% | 6.12% |
| 2008.11.27后上限 | 6.53% | 6.73% |
| 2008.11.27后下限 | 4.16% | 4.28% |
| 2008.12.23后基准 | 5.76% | 5.94% |
| 08.12.23后1.1倍 | 6.34% | 6.53% |
| 2008.12.23后7折 | 4.03% | 4.16% |
| 2008.12.23后85折 | 4.90% | 5.05% |
